Click through to Mint to view the enormous graphic and read about the weaseldick things card companies do to those falling into debt to make things even worse for them.
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A worried parent on Democratic Underground tells how his daughter made partial payments on credit card debt for a few months only to find the credit card company is demanding full payment of the entire bill or it goes to collection and probably garnishment. The new guidelines required that 4% of the principal was [...] Nearly 10 million American households, or 9.2 percent, don’t have bank accounts of any kind, according to Federal Reserve data.Those folks rely on payday lenders, pawnshops, rent-to-own stores, tax-refund lenders and other high-cost, quick-cash lenders to get by each week. Thus, the reason they don’t have a bank account is not ignorance of them, but [...] |  | ||||
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